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Employee Group Benefits

With over 25 years of experience helping small and medium businesses with their employee benefits, Paul can help you find the best combination of Employee Benefits for your company with anywhere from 2 – 100 employees.

Employee Group Benefits are a key piece in your employee retention plan. Good benefit plans show your employees that you care about their health and well-being. We represent all of the major insurance companies who offer employee benefits in Canada.

Employee Group Benefits offer a lot of flexibility and allow you many options to customize your plan to meet the needs of your employees and their family, and the needs of your bottom line.

Health & Dental Plans

Health and Dental Plans provide your employees medical coverage over and above the health care coverage in your province. There are many flexible options for you to choose from to ensure you have the best plan for your employees and your financial situation. These options include flexible plans, health care spending accounts, dental coverage etc.

Long-Term Disability (LTD)

Long-Term Disability Insurance provides your employees a portion of their salary should they become unable to work due to illness or injury. This is separate from Workers Compensation due to an injury at work.

Life Insurance

Life Insurance allows your employees to feel comfortable knowing that some of their major financial commitments are covered in the event of their death or disablement. Employee Life Insurance is usually provided as a multiple of their income.

Group Registered Retirement Savings Plan (RRSP)

A group RRSP is a company-sponsored plan that a company offers to all eligible employees. Each employee holds their own RRSP and makes their own contribution decisions, but the fund is managed as a group, thus lowering management fees. A group RRSP is beneficial to your employees because they facilitate savings by having the deductions automatically come out of their paycheque. The money also always remains their own in the event they leave the company.